PAYOFF EDUCATION

PAYOFF EDUCATION

Structured Products Offer a Wide Range of Risk/Return Profiles.

	100% CAPITAL PROTECTION	CONDITIONAL OR PARTIAL CAPITAL PROTECTION	NO CAPITAL PROTECTION
GROWTH PRODUCTS	Absolute Return Notes Principal Protected Notes	Buffered Accelerator Notes	Accelerator Notes
INCOME PRODUCTS		A - Reverse Convertible B - Autocallable Reverse Convertible C - Worst Of Reverse Convertible D - Performance Reverse Convertible
TACTICAL PRODUCTS	Digital Barrier Notes		Twin Win Notes

TO FIND THE RIGHT PRODUCT IN THIS CLASSIFICATION TABLE:

1-CHOOSE ONE OF THE 3 LEVELS OF CAPITAL PROTECTION

Generally, the lower the principal protection, the higher the potential return at maturity (the end of the investment period).

Initial capital is 100% protected at maturity.

This type of strategy may generate a return above traditional money market or bond instruments.

Initial capital is:

Conditionally protected against loss if a specified condition is met during the investment period

Or is partially protected at maturity within a range indicated in the offering material.

In exchange for bearing a moderate risk on their initial capital, the investors have the opportunity to receive enhanced returns.

Initial capital is not protected at maturity.

This type of strategy offers the opportunity to obtain new sources of returns and may potentially generate boosted returns.

2- CHOOSE YOUR TYPE OF PRODUCT


Products designed to provide return linked to the performance of an underlying asset (or Basket) at maturity. Typically this type of products is not coupon-based and provides investors with a single payment at maturity.		Products designed to deliver income (i.e. coupons – payable monthly, quarterly or annually).		Products designed to extract potential returns from asset classes in innovative ways.

The information accessible from this page has been prepared solely for informational purposes. No representation is made that it is accurate, complete or current. Specific information regarding any product is provided in the offering materials for that product, which supersedes any information provided in the material accessible from this page. The information accessible from this page does not constitute an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy.
The investments discussed in the material accessible from this page may not be suitable for all investors. Investors should carefully consider whether an instrument is a suitable investment based on their particular circumstances, specific investment objectives and financial position. In addition, we urge investors to consult such independent investment, legal, accounting, tax and other advisors as they believe necessary with respect to any investment. In addition, with respect to any product, investors should carefully review the section of the offering materials entitled “Risk Factors” which highlights certain risks, to determine whether an investment in such product is appropriate. Users of this site agree that the information contained herein will not be the primary basis of any investment decision. Click Here to return to main disclaimer.

The capital protection feature, if any, of our Structured Products is subject to our creditworthiness and available only if investors hold their investment until maturity. If investors sell any Structured Product prior to maturity, the sale price will depend on a number of factors, and may be less, and possibly substantially less, than the amount investors had originally invested.

Our ability to pay our obligations under any products is dependent upon a number of factors, including our creditworthiness, financial condition and results of operations. No assurance can be given, and none is intended to be given, that investors will receive any amount at maturity.